As a domestic pilot institute in the implementation of enterprise annuity, Changjiang Pension has developed the market-leading Golden Sunset Collective Plan, Golden Symphony Collective Plan Golden Boulevard Collective Plan, Golden Fortune Collective Plan, Golden Ceremony CollectivePlan and other distinctive enterprise annuity group plans. We have provided customized, professional individual program and trust consulting services to a number of large enterprises with sincere care for customers. Adhering to the philosophy of investment, we have achieved the leading investment management performance in the industry and accumulated a wealth of experience in the operation of the enterprise annuity. As industry initiative paradigm, we have established online self-service, trust management, account management and other important business management systems with high standards and high requirements. Changjiang Pension’s proven innovative enterprise annuity product development concept and robust investment performance makes Changjiang Golden Collective Plans the smart choice for all the enterprises with perfect returns for your golden journey.

1.       How should our enterprise choose the annuity plan product modes? - The enterprise annuity plan product modes mainly include group plans and individual plans. A group plan is a standardized product designed for trustee management. It has relatively low requirement for the enterprise staffing, and thus is suitable for small and medium-sized enterprises to generate scale advantages, gain easier access to high-quality investment resources from the market, and achieve the value preservation and appreciation of annuity assets. An individual plan is customized according to the needs of the client, which can fully reflect the preference of the client, and thus is more suitable for large and medium-sized enterprises with large-scale capital, personalized needs and huge number of employees.

2.       What aspects are the significant advantages of group plans reflected? - Compared to the individual plan, group plans adopt a standardized model to make centralized management and collective investment on the participating enterprise annuity fund, which can provide flexible enterprise annuity arrangement methods for the customers, especially the small and medium-sized enterprises. In the practice aspect, group plans have solved the bottleneck for small and medium-sized enterprises to participate in enterprise annuity plans, so that SMEs can fully enjoy the high efficiency of scale of asset; simplified the process for SMEs to participate in the annuity plans, and solved the cumbersome establishment of annuity; introduced external excellent investment managers from different areas of investment, so that the management advantages of all the annuity managers in the group plan platform can be more effectively integrated with more choices and better returns for the customers.

3.       How are the advanced and security advantages of the operation model of Golden Collective Plans demonstrated? ---- Golden Collective Plans fully explore the scale effect, with effective reduction in the apportioned cost. At the same time, the Golden Collective Plans feature robust style, safe operation and the commission to ensuring long-term sound value appreciation of your enterprise employee annuity assets. Golden Collective Plans, for your worry-free operation!

4.       Can Golden Collective Plans meet the customized investment demand of our enterprise? - Golden Collective Plans can meet your customized investment demand and provide you with investment portfolios of different revenue characteristics best delivered by our carefully selected excellent investment managers available on the market. You can meet the customized investment demand according to your enterprise and staff investment preferences and risk tolerance assessment, combined with Changjiang Pension’s professional advice. Golden Collective Plans, for your desired return on investment!

5.       Our employees have different preferences, how should we deal with it? - Golden Series Group Plans provides you with flexible allocation of investment options. Your enterprise can select a portfolio, or allocate your contribution to different portfolios according to a certain percentage (with the sum of the allocated percentage 100%). And all subsequent contributions should be made in accordance with the allocation ratio until a new investment allocation arrangement is made. Golden Series Group Plans, for your preferred portfolios!

6.       How are various management fees undertaken in Golden Series Group Plans? Will small and medium-sized enterprises have to bear heavier financial burden? ---- Golden Collective Plans accumulate the assets of a number of client assets to make bundled investment, giving full play to the investment effect. All participating enterprises share the account opening fees, transaction fees, audit fees and other related costs as per the proportion of scale, with effectively reduced costs, economical practice and full enjoyment of group benefits. Therefore, Golden Collective Plans are the best choice for SMEs. Golden Collective Plans, for your best cost!

7.       There are a huge number of product portfolios in Golden Collective Plans, how can we choose them? ---- Changjiang Pension will provide professional assessment tools suitable for the risk tolerance and investment preferences of your enterprise. You can generate complete assessment results according to your industry efficiency, employee age, etc. combined with our professional advice, to select your next portfolio or multiple investment portfolios with different risk income characteristics, fully satisfying the customized investment needs of your enterprise. Golden Collective Plans, for your guaranteed management!

8.       Are the procedures to participate in Golden Collective Plans simple and easy? ---- Golden Collective Plans are easy to participate. The standardized operation has shortened the cumbersome process. You can apply anytime, anywhere to participate in Golden Collective Plans, and enjoy the simple procedure, low cost, professional and efficient enterprise annuity management services with the fastest speed. Golden Collective Plans, for your easiest participation!

9.       Is it convenient for enterprise human resources department to handle business in the future? ---- Golden Collective Plans have a strong enterprise annuity online and expert supporting system to provide customized in-house services for your business human resources department. The "JOY" plan initiated by Changjiang Pension allows you to enjoy the most considerate service ever!

10.       If I have selected a portfolio of the plan, can I change my choice after operation for a period of time? ---- Golden Collective Plans are designed to facilitate enterprises to change the portfolio, and provide twice a year investment portfolio conversion opportunities to each enterprise. Golden Series Group Plans, for your satisfactory conversion!